Bajaj Finance Se Loan Kaise Le – Bajaj Finance Card

Bajaj Finance Se Loan Kaise Le: bajaj personal loan review

bajaj finance se loan kaise le in hindi: Hello friends, today through this blog post we are going to give you detailed information about how to take Bajaj Finance Personal Loan.

Bajaj Finance Company is India’s trusted name in the non-banking financial sector which provides a range of financial solutions to meet the various needs of the people.

For example; Personal Loan, Business Loan, Gold Loan, Home Loan, Property Loan, Group Loan, etc.

In this guide, you will get necessary information about bajaj finserv loan review – Bajaj Finance Personal Loan Limit, Interest Rate, Eligibility, Required Documents, and Loan Application Process.

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What is Bajaj Finance ?

Bajaj Finance Limited is a leading non-banking financial company (NBFC) in India and a part of the Bajaj Group. Bajaj Finance is headquartered in Pune. Bajaj Finance offers various financial services including consumer finance, personal loans, home loans, business loans, retail loans, SME (small and medium enterprise) loans, commercial loans, and insurance. It currently has a customer base of 83.64 million.

Loan Types -Personal Loan

Loan Amount- 50,000 to 40 lakhs

Interest rate -11% – 35% per annum

Processing fees up to 3.9% of the loan amount + taxes

Loan tenure -12 to 96 months

Bajaj Finance offers personal loans up to a maximum of Rs 40 lakh to meet all your small and big needs. The interest rate of Bajaj Finance personal loan ranges from 11% to 35% per annum. And a borrower can take this loan for a long period of 12 to 96 months.

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How to take Bajaj Finance Personal Loan

bajaj finance loan apply online: Applying for a personal loan online from Bajaj Finserv is very easy, just follow the procedure given below.

• Visit the official website of Bajaj Finserv.
• Go to the “Loans” section and select the “Personal Loan” option.
• https://www.bajajfinserv.in/personal-loan
• Click on the “APPLY NOW” button on the right side of the Personal Loan page.
• Enter your mobile number in the form and proceed by entering the OTP.
• Enter your basic details in the loan application form and proceed.
• Full name,
• Aadhaar number,
• PAN card number
• Date of birth,
• PIN code,
• Employment type,
• Choose the required loan amount and choose the tenure between 6 to 96 months.
• Complete KYC by uploading documents and submit the application.
• After this, you will receive a call from Bajaj Finserv representative on your number who will verify your documents and the loan amount will be transferred directly to your bank account within 24 hours.

offline method:

You can also apply for Bajaj Finance personal loan offline. Visit the nearest Bajaj Finserv branch in your area. Carry all the required documents. Talk to Bajaj Finserv customer representative for personal loan. Fill the given loan application form carefully and submit the required documents along with it to the customer representative. After this, your loan application will be verified and the loan amount will be deposited directly to your bank account.

You can also apply for Bajaj Finance personal loan offline. Visit the nearest Bajaj Finserv branch in your area. Carry all the required documents. Talk to Bajaj Finserv customer representative for personal loan. Fill the given loan application form carefully and submit the required documents along with it to the customer representative. After this, your loan application will be verified and the loan amount will be deposited directly into your bank account.

Bajaj finance personal loan interest rate

Personal Loan 20,000 – 40 Lakh

Interest rate 11% – 35% Per Annum

Processing Fees 3.93%+GST

Penal Charges 3.50% Per Month

Bounce charges 700 – 1200 per bounce

Bajaj Finserv personal loan has an annual interest rate between 11% to 35%, calculated on the reducing balance method, and the processing fee of Bajaj Finserv loan is 3.93% plus GST. In case of delay in payment due to any reason, a penalty charge of 3.50% per month may be applicable on Bajaj Finance loan. Along with this, a bounce charge of Rs 700 to Rs 1200 may be levied per bounce.

Bajaj Finance personal loan interest rates may vary depending on factors such as borrower’s credit worthiness, credit score and other relevant criteria.

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Eligibility for Bajaj Finance Personal Loan

To avail a personal loan from Bajaj Finance you need to fulfil just five simple eligibility criteria:

• You must be an Indian citizen.
• Your age should be between 21 and 80 years of old.
• You must be employed in a public, private or multinational company.
• Your CIBIL score should be 650 or more.
• Your monthly salary should be at least Rs 25,000.

what are the documents required for bajaj finance loan

Documents required to apply for Bajaj Finserv Personal Loan;

• KYC Documents: Aadhaar Card, PAN Card, Driving License etc.
• Employee ID card of your workplace
• Last 3 months salary slip
• Last 3 months bank account statement

Bajaj Finance Personal Loan Contact Number

• For details on Bajaj Finance loan, loan application process, etc., you can call 086980 10101:
• 086980 10101
• Visit nearest Bajaj Finserv branch

bajaj finance loan – FAQs

How much loan can Bajaj Finance offer?

An eligible borrower can avail a personal loan from Bajaj Finance ranging from Rs 20,000 to Rs 40 lakh. However, this will depend on several other factors such as their creditworthiness, credit score, income, and financial status.

What documents are required for Bajaj Finance?

To avail a personal loan from Bajaj Finance, the applicant needs the following documents; KYC documents: Aadhar card, PAN card, driving license etc., employee ID card, last 3 months salary slip and last 3 months bank account statement provided by bank.

What is the minimum salary for Bajaj loan?

The minimum salary of the applicant to avail Bajaj personal loan must be Rs 25000 or more. However, this requirement may vary from city to city.

Does Bajaj Finance charge interest?

Bajaj Finance provides almost all types of loan services from personal loans to finance facilities and many other financial services. If you take any type of loan from Bajaj Finance then interest is charged on it as per the annual rate. It can range from 8.50% to 25% depending on the financial profile of the applicant at the time of application and the type of loan.

What is the interest rate of personal loan in Bajaj Finance?

The interest rates of Bajaj Finance personal loan range from 11% to 35% per annum.

Conclusion –

To get a personal loan from Bajaj Finserv or Bajaj Finance, you can apply both online and offline. Whether you need a loan for personal needs or for other work, Bajaj Finance can fulfill all your needs at one place. Bajaj Finance offers the benefit of affordable interest rate and long tenure along with maximum loan amount.

Hopefully through this blog you will get all the information about how to take a loan from Bajaj Finance (bajaj Finance Se Loan Kaise Le) and how much loan is available, and what is the interest rate. Thank you!

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